Revolut: Spend, send and save

From everyday spending to global travel, take total control of your money at home or abroad. BANK WITH CONFIDENCE - Licensed Bank (AU Only): We’re a fully regulated Australian bank. Your deposits are protected by the Government Financial Claims Scheme up to $250,000 per account holder. - Everything you expect from your bank: Open an everyday account and get your own BSB and Account Number in minutes, send and receive money instantly with PayID and Osko and easily manage your bills with BPAY. SAVINGS THAT GROW DAILY (AU Only) - Watch your savings grow in real-time: earn high interest on your AUD Savings account with interest paid daily. - No hoops: No minimum transactions to earn the advertised rate and no penalties for withdrawing your money THE ULTIMATE TRAVEL COMPANION - Great exchange rates: Hold 40+ currencies and spend abroad in 150+ currencies with competitive exchange rates - ATM access worldwide: get fee-free ATM withdrawals within your plan's allowance. (ATM operators may still charge fees) - Lounges: Access 1400+ lounges around the world - eSims: Get global roaming data from $7 with eSIMs so you’re connected from the moment you land. (RevPoints T&Cs apply). MANAGE MONEY WITH FRIENDS AND FAMILY - Group Bills, upgraded: chat, split, and settle bills in any currency. You can even add friends who aren't on Revolut. - Better together: manage shared finances with Joint accounts. Two cards, one account, and total clarity on shared spending. (Joint account T&Cs apply). - For the whole family: set your kids up with a Revolut Kids & Teens account and card, so they can learn money skills in a parent-supervised space. CREDIT AND LOANS, THE SMARTER WAY (AU Only) - Credit cards: Earn uncapped RevPoints across your spending with $0 extra annual fees and up to 44 days interest-free. - Personal loans: apply in minutes for up to $50,000 with instant funding, fixed rates, and $0 monthly fees. Subject to assessment and eligibility. T&Cs apply. BE REWARDED EVERY TIME YOU SPEND - Lifestyle rewards: join RevPoints and turn your everyday card spend into Airline Miles, travel discounts, and shopping rewards. - Airline miles on debit spend: Forget about needing a credit card to earn points. Spend on your Revolut card to earn points your can spend across 45+ airline partners.   SEND MONEY NEAR AND FAR - Instant transfers between friends: send and request money from other Revolut customers in a tap. It's free and lands in seconds. - Global bank transfers: send to traditional bank accounts in 160+ countries. It's fast, and our transparent tracking lets you see exactly where your money is at every step.   INVEST IN YOUR FUTURE - Global Stocks: Trade 2,000+ global stocks starting from just $1. (Capital at risk) (AU Only)   STAY ON TOP OF YOUR FUTURE - Deep-dive analytics: spot spend trends with breakdowns by category, merchant, and country. - Organise your bills: use Pockets to automatically set aside money for bills and direct debits, so you never accidentally spend bill money.   SECURITY YOU CAN BANK ON - Wealth Protection: add extra verification to your savings and investments. Turn on to require biometric checks for withdrawals above your set limit, unless you're in a trusted location. - Instant card freeze: lost your card? Freeze and unfreeze it with a tap in-app. - Secure online shopping: use single-use virtual cards that regenerate details after every purchase to protect against fraud.   Disclaimers: For Australian customers: Revolut Payments Australia Pty Ltd (Revolut Bank Australia) (ABN 21 634 823 180) is a registered Authorised Deposit-Taking Institution (ADI) in Australia, and holds an Australian Financial Services Licence (AFSL & Australian Credit Licence number 517589). Consider TMD at http://revolut.com/en-AU to determine if right for you For New Zealand customers: Revolut Payments New Zealand Pty Ltd (RPNZ) does not currently operate as a bank. NZBN: 9429048733212.